Know your real
financial picture.
All the Centrelink balancing acts — payments, income tests, child support — worked out for you. See what you'll actually have.
Financial Scenario Planner
Step through a guided breakdown of your full financial position — every Centrelink payment explained in plain language, every calculation shown in detail, so you can see exactly what you're entitled to and why.
Shared Care Calculator
Map your fortnightly schedule, account for holiday overrides, and get an annualised care percentage with the matching Services Australia child support band — plus save and compare summaries.
Target Income Builder
Enter your income goal and instantly see the work income needed to get there, with Centrelink and child support automatically adjusted.
About these tools
When a relationship is changing — or you're weighing up whether it should — the money questions can feel impossible to answer on your own. These tools replace the guesswork with real numbers, so you can see what's actually available to you and figure out what happens next with a clear head.
See what you're entitled to
Family Tax Benefit, Parenting Payment, Child Support and more — worked out against your actual situation, not a generic guide, using the real DSS payment rules.
Know if working more is worth it
See exactly how extra hours or income change your payments, instantly — so you're not left guessing whether taking on more work would actually leave you better off.
Work it out privately, at your own pace
Nothing you enter is ever stored or sent anywhere. Everything happens privately in your browser, so you can explore your options safely and anonymously, at your own pace.
Why I built this
I built The Household Financial Reset after experiencing firsthand how difficult it is to understand your finances during separation. While trying to plan for the future, I wanted to know how work income, Centrelink payments and child support would all interact — but I couldn't find a simple way to see the complete picture. Existing calculators answered individual questions, but not how everything worked together.
So I built one.
These calculators bring work income, Centrelink payments and child support together in one place, using official Services Australia and DSS rules — so you can compare your options with confidence.
I hope these tools provide the clarity I was looking for, helping other parents feel informed and confident as they plan their future.
— Tahlia G.
See where you stand.
Every calculator runs in your browser using the current DSS payment rules.