Benefits vs Wages Calculator

Fill out your situation details and then adjust sliders to see your totals.

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$ /hr

Hourly rate

$0$75$150
Days per week 0
0 days4 days7 days
Hours per day 0
0 hrs6 hrs12 hrs
75%
0%50%100%

Enter the ages of your children above to begin

Now
Now+7 yrs+15 yrs

$0

of $0 max

$0

of $0 max

$0

of $0 max

$0

/fn after tax

Personalised analysis based on your situation, updating as you adjust your inputs.

What your wages are worth

Tax alone shaves your dollar down to about 65¢ at most income levels (without kids) — weigh that against how much Centrelink takes on top, shown in the bar above.

Dollar breakdown by income band

Of my total earnings, how much of each dollar do I keep?

What you keep Income tax Centrelink offset

Of my next $5k pay rise, how much would I actually keep?

Each bar shows how much of a $5,000 wage increase ends up in your pocket after tax changes and Centrelink reductions. Click any bar for the dollar breakdown. A short bar means that raise is mostly absorbed.

Pay rise traps

Add children above to see where pay rises are absorbed
Household income sources
Set income to see breakdown

How do benefits change as wages increase?

Total net

Wages after tax

Centrelink

Child support

Total net income Wages after tax Centrelink payments
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